Protection
Put yourself at ease by protecting those you love
INVEST PESO MAX
Insurance with Investment
Coverage Period
Whole Life
Issue Age
0 - 75 years old
You can buy this via
BPI-Philam Appointed Representative
What is the product about?
Invest Peso Max is a one-time pay investment and life insurance plan that makes securing a financially sound tomorrow easy. Maximize the earning potential of your assets in preparation for your retirement while enjoying guaranteed life protection.
what does it provide?
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Grow Your Money
Invest in an array of expertly managed funds of BPI Asset Management and Trust Group (BPI AMTG) and BPI Investment Management Inc. (BIMI) depending on your risk appetite. Only the most experienced and industry-leading professionals are handling your investment.
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Secure Your Family’s Financial Future
Invest Peso Max comes with Life insurance coverage to provide peace of mind for your family if something happens to you.
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Have Full Control Of Your Plan & Savings
You can also boost your retirement fund through additional premium payments or top-ups as low as P1,000 anytime.
DO YOU WANT ADDITIONAL PEACE OF MIND?
Additional options are available for you to customize your cover to make sure it suits your individual needs.
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Get additional support in case of accident-related or medical-related incidents. Ease your worries as this ad-on provides the funds you need to offset expenses like Hospitalization, Injuries or Disability.
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Increase your protection coverage to secure your family's financial security
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For those below the age of 75, receive one-time payment benefit upon diagnosis of any covered illness.
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Boost your Accident and Health add-on coverage with the following: 1. Medical reimbursement – reimburse your actual accident-related costs up to a maximum amount. 2. Weekly income benefit – receive weekly cash payout up to 26 weeks in the event of total disability due to an accident.
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THE FINE PRINT
the terms and conditions at a glance
- This product will be sold under Guaranteed Insurability Offer (GIO) if qualified, that is, no need to undergo medical examinations as the plan will be guaranteed approved; if the the plan applied for is beyond GIO guidelines, it will undergo regular application process
DETAILED TERMS AND CONDITIONS
IMPORTANT NOTES
This product is a single-pay, peso-denominated insurance plan which is unit-linked – allowing clients to participate in the potentially high returns from the financial market, with the convenience of placing additional investments through top-ups on ad-hoc basis. It can be customized and changed over time depending on client’s changing need, with a comprehensive set of unit-linked riders available to provide additional protection benefits.
You have the option to choose a maximum of 3 funds among the 8 available funds. These underlying funds are managed by BPI-Asset Management and Trust Corporation (BPI-AMTG) and BPI Investment Management Inc. (BIMI):
1. BPI-Philam Peso Bond Fund
2. BPI-Philam Odyssey Bond Fund
3. BPI-Philam Odyssey Balanced Fund
4. BPI-Philam Balanced Fund
5. BPI-Philam Philippine High Dividend Equity Fund
6. BPI-Philam Equity Index Fund 2
7. BPI-Philam Growth Fund
8. BPI-Philam Odyssey High Conviction Equity Fund
Note: Investment funds listed above are subject to availability upon product availment.
Purchasing a unit-linked life insurance product has its advantages and trade-offs. Investing in a unit- linked product, you must understand that the product may be subject to investment risks which include, but are not limited to interest rate risk, market/price risk, liquidity risk, credit/default risk, reinvestment risk, foreign exchange risk, and country risk which could affect the value of the policy. The Company is guided by Investment Policies and Guidelines in managing these risks; however, this does not guarantee investment returns nor protection against capital loss. To further understand the nature of said risks, a risk disclosure statement is provided in the Client Suitability Assessment Form.
Invest Peso Max is a unit-linked insurance plan. This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not fully understand this product, do not purchase or invest in it.
Actual terms and conditions of Invest Peso Max are found in the Policy. In case of conflict, the Policy terms shall prevail.
THE FINANCIAL PRODUCTS OF BPI-PHILAM LIFE ASSURANCE CORPORATION ARE NOT INSURED BY THE PHILIPPINE DEPOSIT INSURANCE CORPORATION AND ARE NOT GUARANTEED BY THE BANK OF THE PHILIPPINE ISLANDS.