Health Essentials is a group life insurance plan. It is not a deposit product.
Actual terms and conditions of Health Essentials are found in the Group Master Policy. In case of conflict, the Policy terms shall prevail.
THE FINANCIAL PRODUCTS OF BPI-PHILAM LIFE ASSURANCE CORPORATION ARE NOT INSURED BY THE PHILIPPINE DEPOSIT INSURANCE CORPORATION AND ARE NOT GUARANTEED BY THE BANK OF THE PHILIPPINE ISLANDS