Protection
Put yourself at ease by protecting those you love
HEALTH ESSENTIALS
Corporate Solutions
Period
Term
Issue Age
18 - 64 years old
You can buy this via
BPI-Philam Appointed Representative
What is the product about?
Build a more engaged and more productive organization with BPI-PHILAM Corporate Solutions’ Health Essentials. We can help you provide your employees with comprehensive health care coverage with a nationwide network of affiliated providers.
what does it provide?
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Tailored To The Needs of Your Business
Mix and match benefits to create a plan that matches the needs of your employees and their dependents.
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In-Patient Benefits
Ensure your employees are covered for room and board, including use of the ICU, Special Hospital Services, Surgeon’s Fees (if surgery is performed) and Attending Physician’s Fees for daily hospital visits during confinement.
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Out-Patient Benefits
Upgrade to comprehensive coverage to include out-patient consultations, X-ray and laboratory procedures, and even out-patient prescribed medicines in your employees’ medical plan.
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Maternity Benefits
Enhance your employees’ medical plan further by providing coverage for normal delivery or caesarian delivery, miscarriage or pregnancy complications, as well as post-natal consultations.
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Other Supplemental Benefits
Add Annual Physical Examination and Dental Benefits to your plan for holistic and comprehensive medical coverage for your employees. Covered employees and their dependents will also have Financial Assistance Coverage, which pays a lump sum amount in case of death.
THE FINE PRINT
the terms and conditions at a glance
- Eligible Groups: Employee-employer groups with at least 10 members, not involved in industries that are hazardous in nature
- Eligible Insureds:
a. Principal Employees: Employees aged 18 to 64, regular, full-time, actively at work
b. Dependents of Married Employees: Legal spouse aged 18 to 64; children aged 15 days to 21 years
c. Dependents of Single Employees: Parents up to age 64; siblings aged 15 days to 21 years
d. Dependents of Singple Parent Employees: Children aged 15 days to 21 years, parents up to age 64
DETAILED TERMS AND CONDITIONS
IMPORTANT NOTES
Health Essentials is a group life insurance plan. It is not a deposit product.
Actual terms and conditions of Health Essentials are found in the Group Master Policy. In case of conflict, the Policy terms shall prevail.
THE FINANCIAL PRODUCTS OF BPI-PHILAM LIFE ASSURANCE CORPORATION ARE NOT INSURED BY THE PHILIPPINE DEPOSIT INSURANCE CORPORATION AND ARE NOT GUARANTEED BY THE BANK OF THE PHILIPPINE ISLANDS