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Founded in 1851, Bank of the Philippine Islands (BPI) is the oldest bank in the Philippines. BPI is the third largest commercial bank in the country in terms of total assets with significant market share in deposits, corporate and consumer lending, and asset management and trust business. The Bank also leads in the overseas Filipinos ' remittance business, finance and operating lease business, government securities dealership, securities distribution, and foreign exchange business. BPI is the recognized leader in electronic banking, having introduced most of the firsts in the industry such as the automated teller machines (A 1'Ms), a point-of-sale debit system, kiosk banking, phone banking, Internet banking, and mobile banking. It has the largest distribution network of over 800 branches and 1,500 ATMs.

The Bank of the Philippine Islands (BPI) is a universal bank with an expanded banking license. Together with its subsidiaries, BPI offers a wide range of financial services that include corporate banking, consumer banking and lending, investment banking, asset management, securities distribution, insurance services, leasing, and foreign exchange. These services are offers to a wide range of customers, from multinational corporations, government entities and large corporations to small- and medium-sized enterprises and individuals.

Established on August 1, 1851 under Spanish colonial rule, BPI was originally known as El Banco Español Filipino de Isabel II, named after then Queen of Spain, Isabel II. The Bank was the first to be established in the Philippines, and was responsible for starting the country’s banking and finance industry. It performed many functions that in effect made it the country’s de facto central bank, including printing and issuing currency in its own name.

For many years after its founding, BPI was the only domestic commercial bank in the Philippines. It adopted its current name on January 1, 1912.

Today, BPI is not only known as the oldest bank in the Philippines and in Southeast Asia; it is also an acknowledged leader in Philippine banking, with its high market capitalization, strong Tier 1 capital adequacy ratio and healthy shareholder return, all promoted and supported by prudent management.

To date, BPI is the only Philippine bank rated investment-grade by two international ratings agencies, Moody’s Investors Service and Fitch Ratings.

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